If you've been turned down for a mortgage loan for reasons of bad credit, not enough credit or any reason whatsoever, then give us a call.

Most lenders only solicit the business of great credit customers referred to as "A - Paper" type loans.  This type of client usually receives preferred interest rates but that doesn't mean you can't get a loan.

Yes it's true you will most likely be paying a slightly higher interest rate with higher fees, but today's interest rates are the lowest in 30 years and we are a wholesale lender.  Plus unless you've been living under a rock the last few years, you would have noticed that in California, homes have risen in value at an astronomical rate.

What this means to you is that you can still pull money out of your home or purchase a new home at a reasonable rate.  Sit on your home while home values continue to climb and then refinance a few years down the road at a more preferable interest rate.

Don't feel embarrassed or humiliated by what others may have told you.  We're human too and some of us here have probably at one time or another gone through similar personal financial challenges.

We understand and we're here to help.